Showing posts with label insurance. Show all posts
Showing posts with label insurance. Show all posts

100,000 Phones Flushed Every Year



Electronic Arts recently triggered a tsunami of tasteless jokes by announcing that seven percent of people who played mobile games did so whilst sitting on the toilet. Meanwhile, another survey has blown the lid off the truth behind mobile phone failures, and the connection between the two is really rather unimpressive. The findings are particularly important in a world where contracts are becoming longer, and devices are becoming more expensive to replace.

The main finding is that 100,000 mobiles are knocked off our Toilet Seats and into the U-bend. These premature phone deaths account for some eight per cent of insurance claims in the UK alone. In total, one million people make a claim on their mobile phone insurance every year. It's worth pointing out, however, that the toilet isn't the only way that a phone is likely to be damaged by good old H2O. This doesn't even need to be a case of falling into the sea: being in the bathroom's atmosphere can expose your device to water vapour. And, purchasing an extra thick Shower Curtain won't support your cause either.

Phone Insurance has matured in much the same way as Phones have. The extra expense really is a gamble most will want to avoid, and relying on the warranty is viable, if highly risky. But when you take a phone in for warranty repair at a phone shop, you will find that the sales assistant checks the phone over thoroughly. If your device has so much as a speck of dampness of a hint of a knock, you'll have to fight for your right to send it away. And even when you send an absolutely pristine looking phone away for repair, half the time the repair team opens it up and finds a tiny mark indicative of some obscure vapour damage.

Physical damage cover is particularly important for mobile phone users now that we're all walking around with massive displays. Drop a Samsung Galaxy S with even the slightest force, and you'll see it shatter like a gallery full of illuminated bathroom mirrors. Whilst the superstitious would rather break a phone than get all those years of badluck, when they get the repair bill, they may think overwise.



Apple iPad Insurance Policy Considerations



The Apple iPad, a revolutionary and ground-breaking tablet PC was launched in early 2010 to critical acclaim. The 9.5 x 7.5 unit contains a 1 GHz Apple A4 processor and is capable of processing a number of intensive tasks. The iPad is often considered to be the big brother of the iPhone and contains a liquid crystal display built with scratch-resistant glass. Whilst impressive, the iPad is not indestructible and repairs can be expensive. For this reason, we've put together some comprehensive information on different iPad insurance plans available to consumers and business customers around the world.

If you prefer to insure your iPad with Apple, the manufacturer, you can opt for the Apple Care Protection Plan. This will set you back a cool £85, working out at £7 per month over the course of a year. In addition, the Apple Care Protection Plan is really only an extended warranty it doubles it from one year to two and extends your complimentary technical support from 90 days to two years. It's worth bearing in mind, however, that as Apple manufacture the iPad it's quite likely that they'll be able to fix issues more effectively than a third party.

Apple are notorious for being slow at repairing faulty items and for often refusing to admit faults exist in the first place. If this concerns you, you may wish to go to a third party provider for your iPad insurance. Most providers charge less than £5 per month and you're covered for any accidental theft, loss or damage under a number of eventualities. Don't be tempted to simply put it on your home contents insurance as you may not have repairs covered by an iPad specialist in the event that something should happen.

In the event that your iPad gets damaged or broken, you should always ensure that it's in the hands of the experts. Whilst many insurance companies will offer to insure your iPad or cover it under your home contents insurance, they will either not be able to effectively arrange for repairs or replacements or will even send it to the same repairs company as the specialist iPad insurer. If you've spent a few hundred pounds on the iPad already, why compromise?

Although Apple may know their products best, their reliability and the prohibitive cost of their insurance package lets them down somewhat. Whilst your current high street insurer may be an attractive proposition due to price and decreased hassle, they are not technology experts. Insuring your iPad through a specialist broker gives you the best of both worlds increased knowledge and decreased hassle at an affordable price.

If you liked this, try : iPad Insurance